As an MACPA member, you can benefit from health care coverage provided by Blue Cross and Blue Shield of Michigan (BCBSM).

All members in good standing and their full-time employees are eligible to apply for the plans offered by BCBSM. A spouse and unmarried dependents (to age 25) may be added to the member or employee's policy. Michigan residency is required.

BCBSM provides four plans to MACPA members. Download the group roster to get a customized quote for your office on one of the plans listed below.

Traditional Plan - Comprehensive Master Medical
Community Blue PPO
Blue Care Network (HMO)
High Deductible Health Plan

Traditional Plan - Comprehensive Master Medical
The traditional plan covers all eligible hospital, medical and surgical expenses subject to an annual deductible and co-payment. Plans are available to one-subscriber groups (sole proprietors) and groups of two or more. Features of the plan include no medical underwriting; rates based on one person, two persons, family and family continuation; optional riders and more.

Community Blue PPO
The Community Blue PPO combines the benefits of traditional care with the wellness and prevention features of managed care. Use in-network physicians for low out-of-pocket expenses; or you may also elect to use out-of-network physicians for higher out-of-pocket expenses. Features of this plan include, but are not limited to, the following: flexibility as in- and out-of-network care is covered; basic benefits are covered with no deductible and no percentage co-pay.

Blue Care Network (HMO)
This plan emphasizes preventative care, and includes services for hospital care, physician services, diagnostic testing and prescription drugs with minimal co-payments. Some of the features of this plan are managed health care; choice of nominal co-pays per service; basic benefits covered with no deductible or co-pay; and preventative services.

High-Deductible Health Plan
The high-deductible health plans meet specific federal requirements related to deductibles and out-of-pocket expenses. Deductibles are determined each year by the federal government and may change based on increases in the Consumer Price Index. No medical underwriting; rates based on one person, two persons, family and family continuation; and eight geographical rating areas in Michigan are some of the features of this plan.